Economics

Government Economic Report provides a hard look into how America is allocating economy dollars for its own advancement as well as other nations. This book brings to the forefront some of the information on what most would not readily have found by other sources. It relates to the reader from the standpoint of an intelligence report. As an intelligence officer, the author believes he is duty bound to work in the interest of national security and it has been deemed by those he serves that this report directly to the American people needed to be done. It will help you each live better informed and be able to make intelligent decisions in your everyday lives. You will know what your country has stock in and how it directly affects your individual life.

Groundfish, The New England Fishery Management Council, and the World Fisheries Crisis

By: Spencer Apollonio and Jacob J. Dykstra

This book reviews the fisheries of New England – “the poster child of mismanagement” – since 1977. It finds that many of the explanations offered for the New England problems are incorrect or irrelevant or counterproductive. It suggests that the problems lie in two general categories: first, the legislative and administrative context of management; and second and more serious, fundamental issues concerning fishing technologies, and lack of effective effort control strategies and an operational hypothesis of the dynamics of marine ecosystems. These latter issues are not confined to New England, but are inherent in most marine fisheries wherever they may be found. The book suggests a new concept for benign and selective fishing technologies, and it recommends a thorough review and analysis of the efficacy of effort control concepts. It proposes a management strategy based upon the hierarchical concept of ecosystems that could eliminate many of the current problems of management.

The ideas formulated in this book were born from inquisitive students in my high school business classes over the many years I’ve taught. Some asked simple questions like, “How do I save money on groceries?” While other questions required a bit more elaboration; “How do I invest my money so that it will grow for my retirement?” It was my pleasure to aid my students in their effort to acquire information for a prosperous and plentiful future.

The first step to financial success starts with a four-letter word. SAVE! What word were you thinking of? Everyone needs to SAVE! Financial problems or issues do not discriminate. Minorities, single parents, females and the less educated save the least. Now, envision if your situation is the four headed monster; a single, minority, female that’s not well educated. Life can be very hard for a person in this situation.

Please do what is necessary to improve your life. Choose substance over style. Style changes, however, substance remains. Substantive materials or substantive individuals have a longer shelf life and perhaps it may improve your life situation. If you haven’t started saving, what are you waiting for?

This book addresses the challenges that influence the way members of the Institute of Chartered Accountants of Nigeria organize themselves and what guides their work. Occupational interests, societal needs, the dictates of regulatory frameworks, and the constraints of the International Federation of Accountants affect the professional choices of any accountant, but the perception of Nigeria’s accountants was that personal values had a greater influence on their attitudes toward their work than the desire for job satisfaction. The theme that emerged from the qualitative data was that family, ethnic, religious, and tribal ties were often more important to this group than professional activities.

Nigerian accountants, then, experience different problems and face different challenges from those in the developed economies of Europe, United Kingdom countries, North and South America, and Asia. This study will present observations and recommendations that will impact the social change processes of Nigeria and other developing countries as they move toward their national and economic development goals.

Using practical experience and discussions with numerous patients, doctors, and attorneys, as well as the Wall Street Journal, I have pieced together a workingman's guide to financial matters. It is written in a simplified manner which is easy to understand and without any technical jargon.

It is compiled in a matter such that one can address any problem in any order, yet be fully informed by the time one reaches the end of the book.

The object is to increase your wealth while not starving to death or depriving yourself of the pleasures of life. However, you may have to give up that daily $3.00 cup of Starbucks™ coffee for a cheaper blend OR go to Starbucks less often.

A Compilation of “You Wanna Know What?” InfoGuides

Life’s journey isn’t easy to travel and the obstacles can feel insurmountable. Along the way we need to make decisions regarding business, employment, savings, education, and family.

As I grew older throughout the years, my experiences were quite challenging and as I look back over my life now, I wish that someone had guided me through some of it. In retrospect, many of the decisions that I made earlier in life were based on inadequate or incorrect information. Decisions that affected my career, family, and money could have had very different results if only I knew then what I know now.

Many instructors find our Real Biz Basics InfoGuides very helpful as tools for classroom discussion. If you’re mentoring adults or youth groups, you’ll want to use our InfoGuides as instructional aids. All content material is researched thoroughly using reliable expert resources.

“What is a 401k?”
“What are Stocks and Bonds?”
“How to Look for a Job?”
“What are Mutual Funds?”
“How to Prepare an Effective Cover Letter?”
“What is Asset Allocation?”
“How to Buy a Personal Computer?”
“What is an IRA?”
“How to Start an On-Line Business?”
“What are the Basics to Buying a Home?”
“What is Investment Risk?”
“How to Write an Impressive Resumé?”
“How to Check Your Credit?”
“How to Finance a Home?”
“How to Prepare for an Interview?”

Equal Shares Income Plan (ESIP) describes how if you made less than $85,226 as a qualifying household last year, you are not getting your fair equal share of national income, which you deserve as a citizen of the United States of America.

The Equal Shares Income Plan is founded on a new theoretical economic philosophy called Desirable Whole Economics (DWE). DWE is contrasted with the outdated Scarcity Economics (SE) theory which has prevailed in the western world for the past 300 years. SE theory is described as personal profit making theory, the “dog eat dog”, “I’ll take it out of your mouth and put it in my mouth,” selfish economics that breeds contempt on the part of a rich few for the overwhelming majority of poor people.

Desirable Whole Economics (DWE) explains why the personal profit making system (SE) must inevitably bring about inequality in income and wealth, and anti democratic social practices. Indeed, it explains why in the long run the personal profit making system must come to an end. This book also introduces the Stooper family and their system of family values, as a basis for national planning and policy making.

DWE emphasizes the importance of each individual to society. In DWE the janitor at the Carlyle Hotel is as important as the president of the United States.

What’s the Difference Between Bankers and Counterfeiters?

Answer #1: Very little difference. The principal business of counterfeiters and bankers alike is the creation of money out of bits of paper and ink.

Answer #2: Great big difference. Bankers create enormous amounts of money and prosper; counterfeiters create only piddling amounts of money and go to prison.

What's wrong with this scenario is not that money creation by counterfeiters is outlawed but that money creation by bankers is not. The creation of money is a proper function not of individuals or private corporations but of government.

Above all what needs to be stopped is the current practice of the government letting bankers create money, borrowing it from them, and paying them interest on it, instead of the government creating interest-free money for itself. That’s idiotic.

Read more about it in this revealing book.

Reexamining Money, Debt, and Real Economic Growth

William Hixson’s A Matter of Interest is a good example of the important contribution that an independent scholar can make to a subject where the professionals have become dependent on an orthodoxy which has been highly insensitive to criticism. Hixson’s position is that the dynamics of debt creates a strong tendency for an increasing burden on a society which looks as if it can only be corrected by occasional catastrophe. There is much historical evidence to support this thesis. It represents an important tradition in economics, going back to Henry Simons and to Irving Fisher, which has been strangely neglected by the profession. Professional economists will find some things in this book with which they will disagree, but the general thesis presents a very important challenge to them, and this is a work that should be taken very seriously.
                                                              Kenneth E. Boulding
                                                              Distinguished Professor of Economics
                                                              University of Colorado at Boulder

In A Matter of Interest William Hixson presents a very interesting analysis of our economic systems. Hixson’s analysis is highly original, well written, and comprehensible even for readers not well versed in economics. His frequent references to the great thinkers in economics give the argument a lot of depth.
                                                              Robert Guttmann
                                                              Professor of Economics
                                                              Hofstra University
                                                              Hempstead, NY

Money and Banking in the Eighteenth and Nineteenth Centuries

“...the government could have been debt free long before 1914, could have saved billions of dollars in interest, and could have had billions remaining for public improvements or for reductions in taxes. But the bankers triumphed over common sense and the public interest: banks created money apace, and the government created none. A more inane and shameful abnegation of government power is hardly imaginable.”
                                                              William F. Hixson

This book discusses crucial monetary events in Colonial America, the United States, and Great Britain over the period 1690 to 1914. It explains some general characteristics of money and its function, the impracticality and undesirability of a gold or silver standard, and how a change in the quantity of money affects the total output of an economy and the level of prices of goods and services. It argues that by 1914 bankers had virtually complete control of the money-creation process and that this was largely the cause of the cataclysm of 1929 and the ensuing years. It contends that the system is still in effect.
                                                              Journal of Economic Literature
                                                              Vol.32, No. 1, March 1994

Anyone who seeks to understand “the preposterous financial system” which evolved after 1690 cannot do better than to start here. Hixson interweaves economic history with evaluations of theories of the leading economists starting with Adam Smith... The chapters on the financing of the American Revolution and the Civil War are particularly fascinating.
                                                              Dr. John H. Hotson
                                                              Department of Economics
                                                              University of Waterloo,
                                                              Ontario