Save Your Financial Self
Avoid Financial Mistakes
By: Kirk Allen

The ideas formulated in this book were born from inquisitive students in my high school business classes over the many years I’ve taught. Some asked simple questions like, “How do I save money on groceries?” While other questions required a bit more elaboration; “How do I invest my money so that it will grow for my retirement?” It was my pleasure to aid my students in their effort to acquire information for a prosperous and plentiful future.

The first step to financial success starts with a four-letter word. SAVE! What word were you thinking of? Everyone needs to SAVE! Financial problems or issues do not discriminate. Minorities, single parents, females and the less educated save the least. Now, envision if your situation is the four headed monster; a single, minority, female that’s not well educated. Life can be very hard for a person in this situation.

Please do what is necessary to improve your life. Choose substance over style. Style changes, however, substance remains. Substantive materials or substantive individuals have a longer shelf life and perhaps it may improve your life situation. If you haven’t started saving, what are you waiting for?